Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.0
  • Adult Rating: 4+
  • File Size: 8.02 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,614 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Great app 👍

    By Kacy_AZ
    I like Penny's help.
  • I like

    By AshleyTomaszewski
    I actually really like this app it manages everything. And I like how it’s like your texting a person
  • Great app

    By Isaac Joaquín
    If you want to keep track of you accounts this is a great app to get. The app is very intuitive and the AI Penny give you great insight of you income and expenses.
  • Fantastic App!!

    By inpink55
    Keeps me on track with all of my spending and it does such a great job of reminding me of my monthly bills and any and all expenses on a daily basis.
  • If you’re young you need Penny!

    By jacaaylaa
    Penny is like having a mom without the nagging lol. Penny keeps me on track and gives me advice on how to spend my money wisely and what i spend the most money on (food). At first i wasn’t sure about linking my bank account and all my credit cards but nothing fishy has happen yet. Give her a try you won’t regret it!
  • Great at keeping track of my spending habits

    By ana.terrones
    This app helps me keeping track of my spending and reminds me of my upcoming bills. It also help me set goals which is great.
  • Fantastic financial bot!!

    By Josy2805
    Great app for keeping track of expenses most conveniently! I love how penny gathers the data and the reports penny provides, especially the monthly and annual ones! Thanks for creating such a useful app. Looking forward to the updates.
  • I’m surprised it’s free

    By passbadge
    This helps so much as to where my money goes....bill and food. I know one has to go. JK this app is fire
  • Penny is the financial friend you never had

    By stargirlx12
    I disable notifications for basically all of my apps except Penny.. she’s always welcome to tell me how my spending is going, break it down into graphs and be the coolest friend. She’s adorable and I really love finding out through her that I got paid or a refund posted. I have several bank accounts and credit cards that are hard to keep track of but she makes it so easy. I love opening just Penny instead of a gazillion banking apps to get a big picture of my finances. I will probably upgrade in the future. I have my own online business so I see a return on my time and aggravation level when I invest in tools that make my life easier. Keep up the amazing work!
  • Fantastic!

    By Michael7417
    Love this app! Love the text format. Love that it keeps me updated on transactions, and the graphs are my favorite! It’s nice to see a comparison with previous months and try to do better at spending less, as well as seeing a consistent trend on things like gas to see how I need to budget accordingly. Highly recommend!!