Mvelopes - Budgeting App

Mvelopes - Budgeting App

By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 3.0.11
  • Adult Rating: 4+
  • File Size: 110.65 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
From 3,008 Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app



  • Cancellation - Buyer beware

    By Hollyberry12345
    Forgot about free trial pend date and yes it is on me for forgetting to cancel. Well...apparently cancelling through them online on 1-30 and getting billed through April isn't their problem. Since...they has a disclosure buried in their website somewhere about how it is impossible to refund whether or not you cancelled your account online. Clearly...just another way to make a buck! Terrible business model for customers, just fine for them.
  • Great tracking system

    By LoveMvelopes
    This program keeps me and my finances on track and organized. I studied a few options before I bought the lifetime service and this is by far one of the best options. They've upgraded a few times and it keeps getting easier to use. It does take a little getting used to at first but Stick with it - I really like the concept of having envelopes that help me plan for how I spend and save my money. I have seen their customer service take a bit of a dive. They promise 24 hour response time and that doesn't always happen. They are only available by chat (but not always at convenient times for the customer) or via email. Things are getting better - but they definitely need to be mindful that 24 hour response time is important especially since they promise it.
  • So-so app with one killer feature

    By Ngr33n
    Usability and efficiency in this app are pretty underwhelming for something you’re supposed to use daily. Cumbersome workflows, an annoying proprietary keyboard, cryptic icons, and unintuitive syncing behavior make otherwise useful features into a bit of a chore at times. Oh, and they also try desperately to sell you all manner of financial counseling services and stuff like that, which is a bit of a nuisance, but bearable. I guess they mean well. The app has one extremely compelling feature, though: it automatically collects cash from envelopes to cover credit card transactions. We always have exactly enough cash in the credit card envelope to pay the credit card off immediately, so we can essentially use the card like cash, but build credit and earn rewards points. That’s really the only reason we keep using (and paying for) this app.
  • Very confusing

    By azbuck66
    I really could not get the hang of this app. I spent a couple hours with it and it made no sense. In some screens I had too much allotted in another screen not enough. I couldn’t figure out how to let the app know that I’d already paid bills for the month. Utterly confusing. Deleted it and canceled trial. I really need a budgeting app to get my spending under control, but this was way too complicated.
  • Forcing me to pay

    By kyjarice
    I've had Mvelopes for over a year and had to deal with the weekly pop ups about upgrading to premium. Now I have to pay a minimum of $3.99 a month to keep using the app. Rating a 1 because 0 is not an option!
  • Only app that looks forward

    By Kalila's
    Money placed in envelopes for future expenses instead of past expenses. Now I use my credit card for everything and pay my balance off every month. But it’s no big deal because I’ve already accounted for it. Four stars instead of five because it is not possible to create custom reports.
  • Just Started

    By Brandi's iPhone
    My husband and I just begin using mvelopes and we are very happy. I will update as time goes by.
  • Connectivity issues

    By SarahYW7
    Love the concept, the app works very well on my husbands phone, not so much on mine. Can’t get our bank accounts to sync regularly, and have to enter my Apple ID every time I open the app...not sure what the issue is but we’re looking for something similar that works better...
  • Financial Control!

    By TFK rocks!
    Mvelopes has allowed me and my family to take back control of our finances! Highly recommended.
  • Helpful

    By Formerly AKA Heavy G
    Most helpful online budget program I know